What are the annual fees for EazyDiner IndusInd Bank Credit Card and ICICI Bank Emeralde Credit Card?

EazyDiner IndusInd Bank Credit Card has ₹2,999 + GST. ICICI Bank Emeralde Credit Card has ₹12,000 + GST. Fees are shown before 18% GST, which is added on the bill.

What base reward rate does each card earn?

EazyDiner IndusInd Bank Credit Card earns about 0.4% on general spends; ICICI Bank Emeralde Credit Card earns about 1%. Category and partner rates may differ — see the table above.

What is the forex markup on each card?

EazyDiner IndusInd Bank Credit Card: 3.5%. ICICI Bank Emeralde Credit Card: 2% (plus 18% GST on the markup).

Do both cards include airport lounge access?

EazyDiner IndusInd Bank Credit Card: none specified. ICICI Bank Emeralde Credit Card: yes — see the lounge row above for limits.

Card Comparison

EazyDiner IndusInd vs ICICI Emeralde

The key difference: 1% effective rate vs 0.4%. EazyDiner IndusInd vs ICICI Emeraldecompared side by side on fees, reward rates, caps, exclusions, and eligibility — weigh each against how you actually spend.

EazyDiner IndusInd Bank

IndusInd Bank

Fee₹2,999+GST

Eff. rate0.4%

CapNone

Fee

₹2,999+GST

Eff. rate

0.4%

Cap

None

ICICI Bank Emeralde

ICICI Bank

Fee₹12,000+GST

Eff. rate1%

CapNone

Fee

₹12,000+GST

Eff. rate

Cap

None

Quick take

How they compare

EazyDiner IndusInd and ICICI Emeraldesuit different spending patterns, so the right pick depends on where and how much you spend — the headline difference is called out at the top. Use the table below to weigh fees, reward rates, caps, and exclusions against your own usage.

At a glance

EazyDiner IndusInd

Annual fee: ₹2,999 + GST
Everyday rate: 0.4%
Monthly cap: No cap

Notable strengths

No monthly reward cap

ICICI Emeralde

Annual fee: ₹12,000 + GST
Everyday rate: 1%
Monthly cap: No cap

Notable strengths

No monthly reward cap

Each card's own strengths — not a ranking. Weigh them against where you actually spend.

43 specs · 13 sections

EazyDiner IndusInd Bank

ICICI Bank Emeralde

Feature

EazyDiner IndusInd Bank

ICICI Bank Emeralde

Annual Fee

₹2,999

₹12,000

Joining Fee

₹2,999

₹12,000

Fee Waiver Spend

N/A

₹10,00,000

Forex Markup

3.5%

Reward Type

Reward Points

Base Rate

0.4%

Effective Base Rate

0.4%

Point Value

₹0.1

₹0.25

Redemption Quality

LOW

MEDIUM

Best Redemption

₹0.1

₹0.35

Worst Redemption

₹0.1

₹0.15

Grocery / Supermarkets

0.4%

Fuel / Petrol / Diesel / CNG

0.4%

Restaurants / Dine-in

0.4%

Flights, Hotels, OTAs, Tour Operators

0.4%

Other Retail / Catch-all

0.4%

Monthly Cap

No cap

Est. Annual Cap

No cap

Total Excluded

0 categories

Domestic Visits/Year

None

-1

International Visits/Year

None

-1

Priority Pass

Yes

Est. Annual Value

—

₹10,230

Forex Markup

3.5%

International Rate

Yes

Description

2,000 Bonus EazyPoints, Complimentary Membership of EazyDiner Prime, and Postcard Hotel Stay Voucher Worth Rs.7,500

—

Estimated Value

₹7,500

—

Fuel Surcharge Waiver

Yes

Best Suited For

Dining, Food

Movies, Travel, Shopping

Min Income

Not specified

₹1,50,000/month

Income Proof

Required

Secured FD

Accepting Applications

Yes

Network

Visa

Visa, Mastercard, American Express

Card Tier

Signature

Gaming platforms (Dream11, MPL, Rummy Culture, Junglee Games)

None

2% surcharge

Third-party wallet loads > ₹5,000

None

1% surcharge

Transport > ₹50,000

None

1% surcharge

Still weighing your options?

Other popular matchups to line up against your shortlist.

Frequently asked questions

What are the annual fees for EazyDiner IndusInd Bank Credit Card and ICICI Bank Emeralde Credit Card?: EazyDiner IndusInd Bank Credit Card has ₹2,999 + GST. ICICI Bank Emeralde Credit Card has ₹12,000 + GST. Fees are shown before 18% GST, which is added on the bill.
What base reward rate does each card earn?: EazyDiner IndusInd Bank Credit Card earns about 0.4% on general spends; ICICI Bank Emeralde Credit Card earns about 1%. Category and partner rates may differ — see the table above.
What is the forex markup on each card?: EazyDiner IndusInd Bank Credit Card: 3.5%. ICICI Bank Emeralde Credit Card: 2% (plus 18% GST on the markup).
Do both cards include airport lounge access?: EazyDiner IndusInd Bank Credit Card: none specified. ICICI Bank Emeralde Credit Card: yes — see the lounge row above for limits.

Reviewed by WhichWise Editorial Team. Each card's data is verified against the issuer's official terms.

Sources: IndusInd Bank - EazyDiner IndusInd · ICICI Bank - ICICI Emeralde