What are the annual fees for Airtel Axis Bank Credit Card and Amazon Pay ICICI Bank Credit Card?

Airtel Axis Bank Credit Card has ₹500 + GST. Amazon Pay ICICI Bank Credit Card has no annual fee. Fees are shown before 18% GST, which is added on the bill.

What base reward rate does each card earn?

Airtel Axis Bank Credit Card earns about 1% on general spends; Amazon Pay ICICI Bank Credit Card earns about 1%. Category and partner rates may differ — see the table above.

What is the forex markup on each card?

Airtel Axis Bank Credit Card: 3.5%. Amazon Pay ICICI Bank Credit Card: 1.99% (plus 18% GST on the markup).

Do both cards include airport lounge access?

Airtel Axis Bank Credit Card: none specified. Amazon Pay ICICI Bank Credit Card: yes — see the lounge row above for limits.

Card Comparison

Airtel Axis vs Amazon Pay ICICI

The key difference: Free vs ₹500 annual fee. Airtel Axis vs Amazon Pay ICICIcompared side by side on fees, reward rates, caps, exclusions, and eligibility — weigh each against how you actually spend.

Airtel Axis Bank

Axis Bank

Fee₹500+GST

Eff. rate1%

CapCategory

Fee

₹500+GST

Eff. rate

Cap

How they compare

Airtel Axis and Amazon Pay ICICIsuit different spending patterns, so the right pick depends on where and how much you spend — the headline difference is called out at the top. Use the table below to weigh fees, reward rates, caps, and exclusions against your own usage.

At a glance

Airtel Axis

Annual fee: ₹500 + GST
Everyday rate: 1%
Monthly cap: No cap

Notable strengths

Bonus rewards on Airtel (up to 25%)
Direct cashback — nothing to redeem
No monthly reward cap

Amazon Pay ICICI

Annual fee: Free
Everyday rate: 1%
Monthly cap: No cap

Notable strengths

Bonus rewards on Amazon (up to 5%)
Direct cashback — nothing to redeem
No monthly reward cap

Each card's own strengths — not a ranking. Weigh them against where you actually spend.

54 specs · 14 sections

Airtel Axis Bank

Amazon Pay ICICI Bank

Feature

Airtel Axis Bank

Amazon Pay ICICI Bank

Annual Fee

₹500

Free

Joining Fee

Free

Fee Waiver Spend

₹2,00,000

N/A

Forex Markup

3.5%

1.99%

Reward Type

Cashback

Base Rate

Online Rate

Offline Rate

Effective Base Rate

Point Value

₹1

Redemption Quality

HIGH

Best Redemption

₹1

Worst Redemption

₹1

Airtel

25%

—

Amazon

—

Amazon Pay Partners

—

Blinkit

10%

—

District

10%

—

Zomato

10%

—

Grocery / Supermarkets

Fuel / Petrol / Diesel / CNG

0% (Excluded)

Restaurants / Dine-in

10%

Flights, Hotels, OTAs, Tour Operators

Other Retail / Catch-all

Monthly Cap

Category caps apply

No cap

Est. Annual Cap

Category caps apply

No cap

Total Excluded

8 categories

Gold / Jewellery

Excluded

Earns rewards

Electricity, Water, Gas, Internet, DTH, Mobile Recharge

Earns rewards

Excluded

Insurance Premiums

Excluded

Earns rewards

International Transactions

Earns rewards

Excluded

Domestic Visits/Year

None

International Visits/Year

None

Priority Pass

Est. Annual Value

—

Forex Markup

3.5%

1.99%

Description

Amazon e-voucher worth ₹250 on first transaction within 30 days of card issuance

—

Estimated Value

₹250

—

Fuel Surcharge Waiver

Yes

Best Suited For

Utility Bills, Airtel Services

Online Shopping, Amazon

Min Income

₹15,000/month

₹20,000/month

Income Proof

Required

Secured FD

Accepting Applications

Yes

Network

Visa

Card Tier

Classic

Entry

Gaming platforms (Dream11, MPL, Rummy Culture, Junglee Games)

None

2% surcharge

Third-party wallet loads > ₹5,000

None

1% surcharge

Transport > ₹50,000

None

1% surcharge

Still weighing your options?

Other popular matchups to line up against your shortlist.

Frequently asked questions

What are the annual fees for Airtel Axis Bank Credit Card and Amazon Pay ICICI Bank Credit Card?: Airtel Axis Bank Credit Card has ₹500 + GST. Amazon Pay ICICI Bank Credit Card has no annual fee. Fees are shown before 18% GST, which is added on the bill.
What base reward rate does each card earn?: Airtel Axis Bank Credit Card earns about 1% on general spends; Amazon Pay ICICI Bank Credit Card earns about 1%. Category and partner rates may differ — see the table above.
What is the forex markup on each card?: Airtel Axis Bank Credit Card: 3.5%. Amazon Pay ICICI Bank Credit Card: 1.99% (plus 18% GST on the markup).
Do both cards include airport lounge access?: Airtel Axis Bank Credit Card: none specified. Amazon Pay ICICI Bank Credit Card: yes — see the lounge row above for limits.

Reviewed by WhichWise Editorial Team. Each card's data is verified against the issuer's official terms.

Sources: Axis Bank - Airtel Axis · ICICI Bank - Amazon Pay ICICI