What are the annual fees for Yes Bank Marquee Credit Card and YES Bank RESERV Credit Card?

Yes Bank Marquee Credit Card has ₹4,999 + GST. YES Bank RESERV Credit Card has ₹2,499 + GST. Fees are shown before 18% GST, which is added on the bill.

What base reward rate does each card earn?

Yes Bank Marquee Credit Card earns about 1.8% on general spends; YES Bank RESERV Credit Card earns about 1.2%. Category and partner rates may differ — see the table above.

Do online and offline rewards differ between them?

Yes Bank Marquee Credit Card: 3.6% online / 1.8% offline. YES Bank RESERV Credit Card: 2.4% online / 1.2% offline.

What is the forex markup on each card?

Yes Bank Marquee Credit Card: 1%. YES Bank RESERV Credit Card: 1.75% (plus 18% GST on the markup).

Do both cards include airport lounge access?

Yes Bank Marquee Credit Card: yes — see the lounge row above for limits. YES Bank RESERV Credit Card: yes — see the lounge row above for limits.

Card Comparison

Yes Marquee vs YES RESERV

The key difference: 1.8% effective rate vs 1.2%. Yes Marquee vs YES RESERVcompared side by side on fees, reward rates, caps, exclusions, and eligibility — weigh each against how you actually spend.

Yes Bank Marquee

Yes Bank

Fee₹4,999+GST

Eff. rate1.8%

Cap₹1,250

Fee

₹4,999+GST

Eff. rate

1.8%

Cap

₹1,250

YES Bank RESERV

Yes Bank

Fee₹2,499+GST

Eff. rate1.2%

Cap₹36,000

Fee

₹2,499+GST

Eff. rate

1.2%

Cap

₹36,000

Quick take

How they compare

Yes Marquee and YES RESERVsuit different spending patterns, so the right pick depends on where and how much you spend — the headline difference is called out at the top. Use the table below to weigh fees, reward rates, caps, and exclusions against your own usage.

At a glance

Yes Marquee

Annual fee: ₹4,999 + GST
Everyday rate: 1.8%
Monthly cap: ₹1,250/mo

Notable strengths

Strong online-shopping rewards (up to 3.6%)
Low forex markup (1%)

YES RESERV

Annual fee: ₹2,499 + GST
Everyday rate: 1.2%
Monthly cap: ₹36,000/mo

Notable strengths

Low forex markup (1.8%)

Each card's own strengths — not a ranking. Weigh them against where you actually spend.

45 specs · 12 sections

Yes Bank Marquee

YES Bank RESERV

Feature

Yes Bank Marquee

YES Bank RESERV

Annual Fee

₹4,999

₹2,499

Joining Fee

₹9,999

₹2,499

Fee Waiver Spend

₹10,00,000

₹3,00,000

Forex Markup

1.75%

Reward Type

Reward Points

Base Rate

1.8%

1.2%

Online Rate

3.6%

2.4%

Offline Rate

1.8%

1.2%

Effective Base Rate

1.8%

1.2%

Point Value

₹0.2

Redemption Quality

LOW

Best Redemption

₹0.2

Worst Redemption

₹0.1

Grocery / Supermarkets

3.6% online / 1.8% offline

2.4% online / 1.2% offline

Fuel / Petrol / Diesel / CNG

0% (Excluded)

1.2%

Restaurants / Dine-in

3.6% online / 1.8% offline

2.4% online / 1.2% offline

Flights, Hotels, OTAs, Tour Operators

3.6% online / 1.8% offline

2.4% online / 1.2% offline

Other Retail / Catch-all

3.6% online / 1.8% offline

2.4% online / 1.2% offline

Monthly Cap

₹1,250

₹36,000

Est. Annual Cap

₹15,000

₹4,32,000

Total Excluded

5 categories

0 categories

Fuel / Petrol / Diesel / CNG

Excluded

Earns rewards

Rent Payments

Excluded

Earns rewards

Government / Tax Payments

Excluded

Earns rewards

Wallet / Prepaid Instrument Loading

Excluded

Earns rewards

Domestic Visits/Year

None

International Visits/Year

-1

None

Priority Pass

Yes

Est. Annual Value

₹4,950

—

Forex Markup

1.75%

Description

40,000 YES Rewardz Points as joining benefit

—

Estimated Value

₹6,400

—

Fuel Surcharge Waiver

Yes

Best Suited For

Movies, Travel, Shopping

Travel, Shopping

Min Income

Not specified

₹2,00,000/month

Income Proof

Not required

Required

Secured FD

Available

Accepting Applications

Yes

Network

Visa

Visa, Mastercard

Card Tier

Platinum

Gold

Still weighing your options?

Other popular matchups to line up against your shortlist.

Frequently asked questions

What are the annual fees for Yes Bank Marquee Credit Card and YES Bank RESERV Credit Card?: Yes Bank Marquee Credit Card has ₹4,999 + GST. YES Bank RESERV Credit Card has ₹2,499 + GST. Fees are shown before 18% GST, which is added on the bill.
What base reward rate does each card earn?: Yes Bank Marquee Credit Card earns about 1.8% on general spends; YES Bank RESERV Credit Card earns about 1.2%. Category and partner rates may differ — see the table above.
Do online and offline rewards differ between them?: Yes Bank Marquee Credit Card: 3.6% online / 1.8% offline. YES Bank RESERV Credit Card: 2.4% online / 1.2% offline.
What is the forex markup on each card?: Yes Bank Marquee Credit Card: 1%. YES Bank RESERV Credit Card: 1.75% (plus 18% GST on the markup).
Do both cards include airport lounge access?: Yes Bank Marquee Credit Card: yes — see the lounge row above for limits. YES Bank RESERV Credit Card: yes — see the lounge row above for limits.

Reviewed by WhichWise Editorial Team. Each card's data is verified against the issuer's official terms.

Sources: Yes Bank - Yes Marquee · Yes Bank - YES RESERV